Cardless | Careers

Build the next generation of consumer financial products.

Consumers expect better.

They want seamless credit experiences that reflect the standards and style of the companies they trust. But most card programs are just logos and colors patched onto disconnected apps, or worse, stuck behind legacy systems that move at the pace of years while consumers move in hours.

At Cardless, we believe companies should ship credit like they ship product. That means full control over how it works, looks, and grows, all while meeting the rigor and compliance the space demands. We’re building the tools to make that possible, and we’re always looking for people who want a hand in shaping what comes next.

How we work

01

Build fast, build bold

We move, we ship, we iterate. Momentum beats hesitation. Setting the standard means knowing when to perfect and when to keep moving.

02

Move with intent

We move fast, but we don’t rush. Speed only matters when it’s paired with judgment. We know when to push, when to pause, and when the details deserve more time.

03

Accelerate

We raise the bar for ourselves and for each other. As a team, we take pride in turning ambitious goals into our new normal.

04

Own the outcome

We take full responsibility for what’s in our hands. No waiting. No passing the buck. We take responsibility, track the details and see things through.

05

Find a way, make it better

We pride ourselves on persistence and see constraints as creative fuel. When the first answer isn’t good enough, we stay with the problem until we find a better path forward.

Perks & Benefits

Office in San Francisco

We believe the best work is done in person. We cover lunch everyday in our office, and dinner for days you work late.

Transportation

We also offer $250 per month in transportation reimbursement to all local employees who are in the office everyday.

Compensation

Competitive salary, meaningful equity and a 401(k) plan.

Vacation

Unlimited paid time off, with a minimum of 15 days off per year.

Health

Top-of-the-line healthcare (medical, vision, and dental).

Team quality time

Enjoy team building events, happy hours, and launch celebrations.

Open roles

Business Development

Director, Business Development
San Francisco
Manager, Partner Growth
San Francisco

Compliance

Marketing Compliance Manager
San Francisco
Monitoring and Testing Manager
San Francisco
Consumer Compliance Manager, Card Products
San Francisco

Customer Experience

Customer Support Lead
San Francisco

Data

Data Analyst
San Francisco

Engineering

Engineering Manager
San Francisco
Security Engineer - Product
San Francisco
Software Engineer - Backend
San Francisco

Marketing

Product Marketing Manager, Brand Partnerships
San Francisco
Director, Product Marketing
San Francisco
Director, Communications
San Francisco

Legal

Corporate Counsel, Servicing and Litigation
San Francisco

Operations

Business Operations
San Francisco
Head of Disputes
San Francisco
Payment Operations Manager
San Francisco
Business Operations Associate
San Francisco

Recruiting

Head of Recruiting
San Francisco

Risk

Head of Fraud Operations
San Francisco
Fraud Strategy Manager / Senior Manager (Transaction Fraud)
San Francisco
Fraud Strategy Manager / Senior Manager (Onboarding)
San Francisco
Credit Risk Strategy Manager / Senior Manager
San Francisco