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Offer details

avianca lifemiles American Express® Card Open to U.S. residents only.

Earn 40,000 Bonus Miles

40,000 Bonus Miles After You Spend $3,000 On Eligible Purchases In The First

90 Days From Account Opening. This product is not available to either (i) current cardholders of any avianca lifemiles American Express® card, or (ii) previous cardholders of any avianca lifemiles American Express® card who received a new cardholder bonus for any avianca lifemiles American Express® card.

After qualifying, please allow up to 8 weeks for bonus miles to post to your Avianca LifeMiles (“LifeMiles”) account. “Eligible Purchases'' do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, crypto-currency transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including the annual fee. To be eligible for this bonus offer, your Card Account must be open and current at the time of fulfillment. If your card account does not remain open for at least six months from Account opening, Cardless and LifeMiles Ltd. (“LifeMiles”) reserve the right to deduct the bonus miles from your LifeMiles account. The number of miles required to redeem a flight may vary depending on the destination and the availability of products and/or services, promotional campaigns, and other factors of Avianca Group International Limited (“Avianca”) and Partner airlines. You will not earn elite status based on any “bonus” miles accrual, such as sign-up/welcome bonuses and regular promotions, including any seasonal promotional campaigns.

For more information about the avianca lifemiles American Express® card by Cardless rewards program, view the latest avianca lifemiles American Express® Card Rewards Program Agreement available at cardless.com.

Earning Miles

How you can earn Miles: You will earn redeemable miles (“Miles”) on Eligible Purchases of products and services, minus returns, refunds or disputed charges, made with your avianca lifemiles American Express® card. Buying products and services with your Card, in most cases, will count as an Eligible Purchase.

Miles are earned as follows:

• You will earn 1 Mile for each $1 spent on Eligible Purchases.
• You will earn a total of 2 Miles for each $1 spent on Eligible Purchases charged with merchants whose merchant code with American Express is classified as restaurants, groceries, or supermarkets.
• You will earn a total of 2 Miles for each $1 spent of Eligible Purchases charged directly with LifeMiles or Avianca airlines. Please note that certain on-board or in-flight purchases may be processed through a third-party merchant and thus would not earn 2 Miles. Those purchases will earn 1 Mile for each $1.
• Miles are rounded down to the nearest dollar (for example, a $45.85 Eligible Purchase would earn 45 Miles). Information about earning/transferring Miles to LifeMiles: Miles earned during a billing cycle are generally transferred to LifeMiles after the end of each billing cycle but may take up to eight (8) weeks after the close of the billing cycle. Losing Miles: You will immediately lose all Miles that have not been transferred to LifeMiles if your card account status changes, or your card account is closed for program misuse, fraudulent activities, failure to pay, bankruptcy or other reasons described in the terms of the avianca lifemiles American Express® Card Rewards Program Agreement. For more details, refer to the avianca lifemiles American Express® Card Rewards Program Agreement.

Rewards Categories: Merchants who accept American Express cards are assigned a merchant identifier, which is determined by the merchant or its processor in accordance with Visa procedures. We use merchant identifiers for the purpose of making rewards offers to you. Purchases submitted by you, an authorized user, or the merchant through third-party payment accounts, mobile or wireless card readers, online or mobile digital wallets, or similar technology will not

qualify in a rewards category if the technology is not set up to process the purchase in that rewards category. Please note that we make every effort to include all relevant merchant codes in our rewards categories. However, even though a merchant, or some of the items that it sells, may appear to fit within a rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant will not qualify for rewards for purchases in that category.

Using Your Miles

For information about using your Miles, go to LifeMiles.com or call LifeMiles directly at 1-866-919-0081

Silver Status Perks

As an avianca lifemiles American Express ® card cardholder, you will automatically receive LifeMiles Silver status. You are eligible to maintain LifeMiles Silver status as long as your Card Account remains open and in good standing. LifeMiles Silver status generally makes you eligible to receive certain benefits under the LifeMiles Program, such as preferred boarding, lounge access, extra checked bags, seat upgrades, and airfare ticket purchase discounts. These benefits are maintained and administered by LifeMiles. For more details on LifeMiles Silver status and the associated benefits, please visit Avianca LifeMiles Program for more details.

Important information about Membership Tiers: If you are an existing Silver Tier member, your initial status date will update to the first day of your card membership year. If you already have a Gold or Diamond Tier, your status, including the date of renewal will remain unchanged, and you will remain in your existing Tier. If you are not already an existing Silver Tier member, it will take at least 24 hours after the opening of your Card Account before your LifeMiles membership tier will be updated. Benefits associated with Silver Tier status will thus not be available until your membership tier is updated in your LifeMiles Program account.

LifeMiles Program Information

To maintain eligibility for rewards in the Program, you must have a valid, open, linked, and active LifeMiles Program account. Certain benefits can only be fulfilled through the LifeMiles Program, which is not a product or program of Cardless. LifeMiles is solely responsible for establishing the terms and conditions of your participation and reward accumulation in the LifeMiles Program and the administration and maintenance of your LifeMiles Program account, including

any restrictions or limitations on Miles redemptions or benefits availability.

In order to participate in this Program, you must have a LifeMiles Program account or enroll in the LifeMiles Program upon the opening of your Card Account. If you do not have a LifeMiles Program account and if one is not created within thirty (30) days from the opening of your Card Account, then a LifeMiles Program account may be created for you using the email that is on file with Cardless. NOTE: If a LifeMiles Program account is associated with the email you provided to Cardless, we may link to that account. Terms, conditions, and restrictions may apply. Please visit Avianca LifeMiles Program for more details.

Earn Qualifying Miles

Eligible Purchases made on your card account will also allow you to earn Qualifying Miles that may help you achieve elite categories as part of the LifeMiles Program. With the avianca lifemiles American Express card, cardholders earn one

(1) Qualifying Miles for every two (2) LifeMiles earned through Eligible Purchases under the Elite Avianca LifeMiles Program, up to the limits set in each elite category. LifeMiles maintains and administers the elite categories and administers the Qualifying Miles as part of the Elite Avianca LifeMiles Program. Cardless is not responsible for the provision of, or failure to provide, the stated benefits. For more details on the Elite Avianca LifeMiles Program, elite categories, and the associated Qualifying Miles, please visit: Explore our elite Avianca LifeMiles program at lifemiles.com.

You will not earn Qualifying Miles based on “bonus” mileage accrual, such as sign-up/welcome bonuses and regular promotions, including any seasonal promotional campaigns. Access to Silver Status granted through this credit card program does not come with any Qualifying Miles.

Referral program

Referral bonus subject to the terms and eligibility requirements set forth in the avianca lifemiles American Express® Card Rewards Program Agreement. You can only receive a Referral Bonus when an applicant applies using your unique link and is approved for a Cardless credit card prior to the expiration of this offer. You can receive the bonus for a maximum of 10 friends per calendar year. Allow up to 90 days for the bonus to appear in your rewards account. See cardless.com/refer-a-friend for more details.

Miscellaneous

Accounts subject to credit approval. Restrictions and limitations apply. Terms not defined in this Offer are defined in the avianca lifemiles American Express® Card Rewards Program Agreement.

The avianca lifemiles American Express® card is issued by First Electronic Bank. Offers subject to change.

Effective May 20, 2024